FU to Fleet Bank

[mascan42]

My motherfucking bank just reposted two checks on my account that were written and cleared a year and a half ago!!!!!!!

Now they're saying that they don't have any record of the checks ever clearing before. And I don't have the cancelled checks anymore (who keeps them for a year and a half?!?!).

The scanned images they have of the checks on their website show that they were written in January 2003. Surely this is enough proof that the checks have cleared before. But no. Their answer: it's not their fault the people I wrote the check to took a year and half to cash it. Yeah, I'm sure fucking AT&T lets checks sit around for 18 months before they cash them, you fucking twat! :icon_evil ::hammer: :cussing :madfire I nearly threw the phone across the room when she said that.

Between the two checks, I now have a negative balance in my account and can't make a withdrawl. And I have $6 in my pocket.

Goodbye and good riddance, Fleet. As soon as this is settled, I'm closing my account and going to Washington Mutual.

[Ballbuster1]

This is why I do all my banking with a local credit union.
Big banking sucks ass. They don't care about you at all.:icon_evil

[Sinn Fein]

They all suck. My credit union is starting to piss me off.

[Stinkysteve]

No! Fleet sucks big time!!!!
I use them and they are the most fucked up bank around!

I now have to go through my last 2 years of statements to see where they are trying to dick me out of eighty bucks!

It's fucking ridiculous!

[100 Grand]

My sister worked for Summit which got bought out by Fleet for over 10 years! She had seniority, she was a superviser, made pretty decent money and she couldn't handle the internal bullshit anymore and just recently said FU to them and quit! My wife worked a different branch of Fleet for about a year and she ended up quitting also....FUCK THEM!! I love Commerce Bank!

[Sinn Fein]

Check this bullshit out.. My credit union recently instituted a policy that ALL checks deposited AUTOMATICALLY get a 5 BUSINESS DAY HOLD! It really means a one-week hold because the weekend is always in the mix. They do this with any check. They do this with my paycheck if I deposit it, so I cash the check at my boss's bank (Fleet) and physically deposit the cash myself. It's a royal pain in my ass. My dumb-ass boss won't set up direct deposit because he's too lazy to process payroll early enough in the week to have it go through in time.

Anyhow, they let you have half of the amount of the check right away, with a max of $200. My father withdrew a bunch of dough from his Vanguard investment account because he was helping my sister buy a car, so they sent him a check. He deposited the check and then found out they'd hold the money for a week. Vanguard could buy and sell these bastards 1000 times over. He had to make the dealer wait for the rest of the dough for the car.

Other than this recent bullshit, I haven't had any complaints.

[ih8Uboo-boo]

I had just left commerce bank i hated them because we bounced like 30 checks and got hit with over $600 in bounced check charges because the idiot that set up our bank account asked us if we wanted Overdraft Protection we said yes assuming that it was linked to our savings account we came to Commerce from First Union because they sucke major ass.

Well needless to say the idiot never EXPLAINED that they treat Overdraft as a line of credit, which means that they would have to do a credit check for me to cover an overdraft if I bounced a check... I wound up talking to the branch manager and he said that was their policy, I told him that their policy sucked as did their explanation of their services. I went to a small bank around the corner and its been great...

[Sinn Fein]

Yea, my accounts are linked. I don't have to do anything. Checks clear no matter what. That's how it should be.

[MrSquidlow]

Fleet tried to F me for 8,000.00 once..
I made the deposit ...one check...from another person with a fleet account..
They claimed that they didn't have an image of the deposited check so it never existed..
Thank god my wife's cousin was a branch manager at another location.
Otherwise, I'd be f'd...
I was thinking of checking out Commerce bank, because they supposedly are open 7 days a week..
Every three monthes I have to go to the bank and tell the idiots to up my daily withdrawl limit..they keep knocking it back...::hammer:

[retardedtool]

i just wanna say fuck you to all the banks they charge you to take money out of your own fucken account you suck

[chumpy]

What about the fact that after 1 year a check becomes null and void if whoever it's written to doesn't cash it

[retardedtool]

yeah thats complete bullshit i remember when my sister was trying to get a credit card and they sent her a message saying they cant give her a credit card untill she gets one fleet and all banks stink im going to take all my money out and lock it up in a safe

[chumpy]

It's not like you'd be losing those immense intrest earnings

[SpotcheckBilly]

I had Fleet for a while..worst bank I ever used. I had the same problem with an old check, that's why I left.

[mascan42]

They're still trying to sort it all out. Now it's looking like the checks never cleared when they were originally written (and I had to pay the bills again), but they just popped up in their system now. They're trying to come up with proof that the checks were deposited by the companies I wrote them to back in January '03. But as soon as they fix it, I'm gone.

[mainliner]

time for me to to the company line, i work for chase and well its not the best around but my branch takes care of its own believe me when i say that. ig anyone wants to switch lemme know

[Rob]

damn...

[Ballbuster1]

I'll stick to my local credit union. No problems and better rates , too.:xyxthumbs

[Sinn Fein]

Check out this problem my parents had:

They bought a used car for my sister. Something was wrong with it (the one door wouldn't lock or some stupid shit like that). The seller was going to have it repaired at no charge at a family member's repair shop. The next day, my father took it there to have it done and the guy turned out to be an asshole and told my father to go fuck himself and he wasn't doing it and it wasn't his fault that my father was told to come there. Immediately, they called and stopped payment on the check, called the seller to inform that they stopped payment on the check, were going to get it repaired on their own, deduct the repair cost from the sale price, and then send another check.

Well the credit union FUCKED UP and let both checks clear. It was documented, as they charged the fee for stopping payment on the check. The credit union blamed the problem on the federal reserve, saying the error was on their end. Anyhow, it was a whole big fiasco, and they had to go through all kinds of red tape to get the money back from the seller's bank. The seller's bank wouldn't return the money even though it was clear that they shouldn't have gotten it in the first place.

[Ballbuster1]

I guess everybody fucks up at one time or another.
I still have gotten better service from the credit union than
any other big bank that I have belonged to. And that has been
quite a few.

[mascan42]

Just thought I'd post an update on this ongoing clusterfuck. Now Fleet says that even though the people I sent the checks to cashed the checks in January '03 and they didn't clear until last month, they aren't responsible because they claim they didn't get the checks back until last month. And since the checks were written by me to the same people who cashed them, I can't file fraud charges, and there's no way for the bank to get my money back.

So after three weeks of fucking around with these douchebags, I decided to try working it from the other end. I called AT&T and my insurance company, told them there had been an accidental overpayment made, and they agreed to refund the overpaid amounts. Thirty minutes on the phone and the problem was solved, rather than three weeks dealing with various assheads at Fleet who finally said they couldn't do anything.

My parting words to the manager of the Fleet branch (loudly so everyone could hear): "You people have fucked me over for the last time! I'm closing my account and going to Washington Mutual (they hate it when you mention another bank's name in front of their customers:icon_mrgr), because I'm tired of all this bullshit!"

Too bad you can't slam a revolving door, that would have been a nice end to the whole thing.:icon_wink

[Sinn Fein]

Glad to hear it worked out in the end. It comes as no suprise that you had to do all the work yourself to make it happen.