Is this legal?

[Glenn Dandy]

I'm fucking pissed off to no end, heres the scenario.

I owe sears 280 bucks on my sears credit card. I recieved 400.00 worth of sears gift cards for christmas.

I cant pay my sears bill with the sears gift cards!!!!! I can only buy more stuff...What the fuck kind of bullshit scheme is this. and is it legal?

total fucking bullshit.:icon_evil

[mikeybot]

Sell the gift cars on ebay?
I did that with a $40 Gap card and set the buy it now at $32 and it lasted about an hour.
(I hate the Gap).

[NORTONnFRIENDS]

Buy things and then return em. That may work.

[Glenn Dandy]

thats not a bad idea... Im still pissed off though . I dont think this shits right and I want to make them take it.

My brother flipped out in toys R us once because he bought somethin then got the identical gift at the kids birthday,,, he took one back and they gave him Jeffrey money... he was all WTF is this shit... I didnt pay you in fucking jeffrey money asshole!

I think ill send the electric company Glenn dandy money instead of cash and they can buy stuff off me with it .... thinknk that would go over well? motherfuckers.

Buy things and then return em. That may work.
already asked if you buy with a gift card you get a new gift card back.

[click]

Buy things and then return em. That may work.
I was gonna sat that too. Don't see why it shouldn't, just have them credit your sears card. As far as being legal I'm sure they covered their asses with a lot of fine print.

[JoeyDVDZ]

Glenn Dandy Money. I loffed.

[ChrisH]

Hey Glenn, I'm not sure about your Sears card agreement, but I have some experience as an attorney with PLCC's (Private Label Credit Cards, the department store cards), and the interest they charge is the highest in the industry. You will pay FAR more interest on a balance on one of these than you would in interest or dividends if you invest the same amount of $, so if you have the money, it makes more financial sense to pay it off rather than save/invest the same amount. Just an FYI, not legal advice.

[Glenn Dandy]

Hey Glenn, I'm not sure about your Sears card agreement, but I have some experience as an attorney with PLCC's (Private Label Credit Cards, the department store cards), and the interest they charge is the highest in the industry. You will pay FAR more interest on a balance on one of these than you would in interest or dividends if you invest the same amount of $, so if you have the money, it makes more financial sense to pay it off rather than save/invest the same amount. Just an FYI, not legal advice.

ask a lawyer a question get financial advice... OK terrific.

YUP! Im on wackbag.:action-sm

[Death Metal Moe]

They're just trying to keep you down,

MAAAAAAAAAAAAAAAAAAAAN!

[Garm]

Pay off the $280, right away. Regift the cards. You still save $400 in the end

[click]

That doesn't sound right about getting a gift card back, sears is getting their fucking money either way. I'd be pissed too.

[Ballbuster1]

Gift cards can't be used for bill payments. If you use them to buy
stuff and return it, they won't credit your Sears account. Their
computers know how the purchase was made. You're just stuck with
them. Either sell the cards as mikeybot sugessted or buy stuff and
then resell it.

[Glenn Dandy]

I am honestly realy sick of the obvious legal scams pulled off by everyone from the cable and cellular companys,,, to these god awful stores.

I think how some bastard went to fcollege for 4 years to sit at a table and figure out how they can fuck people who are busy and not able to read every 4 page small print font out of their money... its just sad in this country... I would vote for a president that would have an actual service for the people protecting them from these type bs scams...Hell they probably already do... but it would be some golfer.. YAZ CANs I HEPS U.


Im sure fucking folks is big business... i know they get me with so much shit,,, because im no paper pusher and i am never ontop of this shit,,,, they definatly see me as a target class. Blue collar boob.

[Warfarer]

Tip 1, don't get a Sear's card. I know this is shitty advice and too late, but Sears blows now. I own about $5 to 10 thousand in Craftsman tools and have bitched them out about 3 times. They have changed a lot of their warranties around with no warnings. I have tried to return several tools in the last year and have been greeted with a big fuck you as they tell me to just buy another.

[Garm]

Just go there and spend it.
Buy $200 worth of bussiness size envelopes and $200 in little tiny ziploc bags.

While your waiting online keep asking everyone else waiting online with you if they know the address of their corprate headquarters....be very loud

[Glenn Dandy]

ohhh yeah dont you love those lifetime warrantees there not worth the bullshit their writen on...I bought a ridgid tape measure at my supply house it kept breaking... Lifetime gaurantee... after three of them the supply house was all..... sorry were not taking anymore... i was all huh?why? well ridgid isnt crediting us for em,,, we took a hit on all the ones returned....everybody gets fucked but the top dog.

[Glenn Dandy]

I have been told i have over 2000 posts.... YEAYYYY I LIKE SPAGHETTI!

Suprised a mouthy, racist, shovenistic, asshole like me made it that far. Mayby alil American rights has crept back into wack.. thank god.

I dont wanna have to post my opinions on satelite.. tell em fred.

[Boba Dousch]

Sell the gift cars on ebay?
I did that with a $40 Gap card and set the buy it now at $32 and it lasted about an hour.
(I hate the Gap).

I'd say that's the best idea, good luck bro.

[Glenn Dandy]

I'd say that's the best idea, good luck bro.

cant my credit cards maxed out.:icon_conf so much for ebay..

HOW BOUT A ROUND OF WACKBAY? anyone interested?:icon_cool

[click]

You try to bring anything into Sears recently that had a lifetime warranty? I tried a while ago and they don't even support their own stuff anymore.

[hillarythegreat]

thats not a bad idea... Im still pissed off though . I dont think this shits right and I want to make them take it.

My brother flipped out in toys R us once because he bought somethin then got the identical gift at the kids birthday,,, he took one back and they gave him Jeffrey money... he was all WTF is this shit... I didnt pay you in fucking jeffrey money asshole!

I think ill send the electric company Glenn dandy money instead of cash and they can buy stuff off me with it .... thinknk that would go over well? motherfuckers.

already asked if you buy with a gift card you get a new gift card back.

Most stores do this now. This prevents people from doing things they don't want you to be doing. Bestbuy does this as well. Everytime I returned something, my return was given back in a gift card when I used a gift card.

Refund is always in the form you paid.