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westben2002
08-22-2006, 05:44 PM
FU bills...you bother the fuck out of me every month....because of you, i can't buy a fancy car or anything because i have to pay for the nececities of life (water, heat, electric, etc.). Those things should be free...but then again HIV is free and that sucks balls....oh well fuck bills anyway

except my XM and dish network bill because free tv and radio suck balls

but everything else...fuck you

Skinflute
08-22-2006, 06:28 PM
The rent in this shithole of a state is astronomical. Fuck Jersey, corrupt ass politicians and mobsters skimming off the fucking top and making it more expensive for Ol' average Joe Shmoe.

I hate this fucking place, nothing works here and unfortionatly is is my home. I pay out the ass and the supers don't fix shit. They just yank something out of another apartment and jury rig it in place. Thanks you lazy shitstain. Couldn't give me a new stove, you give me something that appeared to have had a bomb set off inside of it. Burnt black shit that never comes out. I had to buy a convection oven. LAZY FAGGOTS

Dont even get me started on the fuckin gas and electric companies. A bunch of assrapers just like my landlord. Just milk you into fucking poverty while thier fucking company brass puts hooker bills on the company expense account. Bunch of extortion artists. The whole fucking lot of them.

DirtyRiderGirl
08-23-2006, 07:28 AM
I agree 100% with this FU. Plus, our gas company here is now proposing a "rate adjustment" if an area uses "too little" gas in a given period of time. So basically, they've been telling us to do everything we can to "conserve", but now want to penalize people who are successful at it with a surcharge. Die, you greedy fuckers!

Sinn Fein
08-23-2006, 07:55 AM
Try this one on for size...

We get charged a flat rate for sewer service by the township municipal authority because they can't meter our usage since we have a well. The flat fee is $133.34/quarter. This is for SEWER ONLY. At my old place, WATER AND SEWER COMBINED was never more than $80/quarter. At my wife's old place (in the same township), water and sewer combined was never more than $90/quarter.

We're paying like $30-$40 a month, simply because they claim they have no way to gauge our sewer usage. Every toilet in the house is the "water conserving" type, we have a brand new dishwasher that really is a water miser, and we have a front-load washing machine that uses 1/4 of the water that our old top-loader used. Nobody takes baths, everyone takes quick showers. I bet we put alot less into the sewer than most people, but we're paying top dollar.

Harvey_Birdman
08-23-2006, 05:29 PM
Sinn Fein, if you're paying a flat rate you should take advantage of it. Bottle that fucking water and sell it as New Jersey's Own Spring Water, invite homeless people in to take showers, and wash your car every day of the week.

Wrecktum
08-23-2006, 06:06 PM
The rent in this shithole of a state is astronomical. Fuck Jersey, corrupt ass politicians and mobsters skimming off the fucking top and making it more expensive for Ol' average Joe Shmoe.

I hate this fucking place, nothing works here and unfortionatly is is my home. I pay out the ass and the supers don't fix shit. They just yank something out of another apartment and jury rig it in place. Thanks you lazy shitstain. Couldn't give me a new stove, you give me something that appeared to have had a bomb set off inside of it. Burnt black shit that never comes out. I had to buy a convection oven. LAZY FAGGOTS

Dont even get me started on the fuckin gas and electric companies. A bunch of assrapers just like my landlord. Just milk you into fucking poverty while thier fucking company brass puts hooker bills on the company expense account. Bunch of extortion artists. The whole fucking lot of them.

I completely agree i lived in norff jersey my whole life and taxes alone are horrable let alone rent and ciggerettes

NortonsGravyLeg
08-23-2006, 07:00 PM
Which is why I am glad I moved from NJ to Phoenix. I pay 535 a month including trash/sewer/water. For a 1br 1bath 700 sq ft on the ground floor. In a really good neighboorhood. Im not surrounded by a bunch of shit bag renters for once. I miss NJ/NY sometimes but my quality of life has dramtically improved.

NoSurviivors
08-23-2006, 07:56 PM
Sinn Fein, if you're paying a flat rate you should take advantage of it. Bottle that fucking water and sell it as New Jersey's Own Spring Water, invite homeless people in to take showers, and wash your car every day of the week.

better yet.. just tape the hose and blast water ito the damn street.

Fuck Crosby
08-23-2006, 09:05 PM
Yeah fuck the Bills, way to get a QB this year assholes. Losman/Holcomb/Nall=shit.

Smokezilla
08-23-2006, 09:32 PM
You guys gotta get the fuck outta NY/NJ. . . it's highway robbery what you guys pay!!! That's the great thing about living in Possum-cunt, KY. You don't have shit to do, but you don't have to pay alot for a domicile. Hell. . . my water bill every month is under $25 and my electric usually only runs $125 per month.

GLENN_THE_TOOL
08-23-2006, 10:27 PM
yeah, my bills have been kicking my ass too. my dog died, so that's over $400 for veterinary costs. then both my cars broke down in the same week, so that's $350 for a fixed starter (which i have yet to pay, so my usual mechanic is pissed) and $150 for a new battery at another garage. then my phone bill this month is $140 (it's usually only 20-30 bucks) because someone cut my phone line outside and a wire technician had to come fix it. oh, and then there's the $260 for car insurance this month. so i'm about 700 bucks worse off than i was expecting to be at this point because of the vet costs, car repairs, and phone line damage, so i obviously don't have much petty cash, which means no Traveling Virus ticket for me, and i REALLY wanted to go and hang out with you maniacs. FUCK BILLS!

Ballbuster1
08-23-2006, 10:36 PM
then my phone bill this month is $140 (it's usually only 20-30 bucks) because someone cut my phone line outside and a wire technician had to come fix it.
Got a cell phone? I actually cut my phone bill by 50 bucks a month
by getting more minutes on my cell plan and dumping my land line.
Cell plans are getting cheaper all the time and well worth looking into
as your primary phone now.
I get free nights, weekends, free calling to anyone with a Verizon
phone and free long distance. I doubt I'll ever get a land line again.

Sinn Fein
08-24-2006, 04:08 AM
Sinn Fein, if you're paying a flat rate you should take advantage of it. Bottle that fucking water and sell it as New Jersey's Own Spring Water, invite homeless people in to take showers, and wash your car every day of the week.

N-N-N-NA-NO!

You don't get it. We have a WELL. The well pump is in our crawlspace. We don't get water from the township. We PAY FOR SEWER. Because we have a well, and aren't getting municipal water (hence no water meter for them to read), their claim is they have no way to meter our usage so they can't really tell how much we are putting in the sewer.

Harvey_Birdman
08-24-2006, 04:45 PM
Oh, in that case you should eat a lot of burritos and coffee.

You should also stop paying for garbage pickup and just flush everything down the toliet.

Sinn Fein
08-24-2006, 04:54 PM
Funny thing is we don't have to pay for that.

JimsInfectedEye
08-24-2006, 07:52 PM
Yeah fuck the Bills, way to get a QB this year assholes. Losman/Holcomb/Nall=shit.

Giving you credit, that was pretty funny.

then my phone bill this month is $140 (it's usually only 20-30 bucks)

Vonage?

Three Hole Puncher
08-24-2006, 07:58 PM
I hate this fucking place, nothing works here and unfortionatly is is my home. I pay out the ass and the supers don't fix shit.

I hate this place. Nothing works here. The medications don't work. I've been here for seven yaars...

Sorry... had to be said.

Smokezilla
08-24-2006, 07:59 PM
Got a cell phone? I actually cut my phone bill by 50 bucks a month
by getting more minutes on my cell plan and dumping my land line.
Cell plans are getting cheaper all the time and well worth looking into
as your primary phone now.
I get free nights, weekends, free calling to anyone with a Verizon
phone and free long distance. I doubt I'll ever get a land line again.

What do you do about internet access? I'd LOVE to drop my landline and go cellular only, but I don't wanna lose my DSL. . .:idontknow

Bill
08-24-2006, 08:37 PM
We PAY FOR SEWER. Because we have a well, and aren't getting municipal water (hence no water meter for them to read), their claim is they have no way to meter our usage so they can't really tell how much we are putting in the sewer.

Can you get them to put a meter onto your water main from the well in order for them to monitor your usage solely for the purpose of accurate sewer charges?

Sinn Fein
08-25-2006, 12:40 AM
Not a bad idea, but they don't do anything like this. The well is in my crawlspace and I'd have to let some schmoe in there to read the meter. If they setup some kind of remote to read it. And if they set up some kind of remote way to read it, they'd have no way to know if I bypassed the meter which would be a piece of cake.

Skinflute
08-25-2006, 08:33 PM
I hate this place. Nothing works here. The medications don't work. I've been here for seven yaars...

Sorry... had to be said.

Thats what I was getting at. I tried to be subtle . Good eye,.:action-sm

YourHonor
08-25-2006, 09:45 PM
Dude, I feel ya.

5 years ago when we purchased our home, we ran up all of the credit cards and then told them to go fuck themselves.

My credit is fucked but I don't care. We purchased a new house of our dreams and each got a new car.

Fuck those credit card companies, I don't give a fuck about them. The cool thing is that in Delaware; they only have 3 years to collect and then need to write it off. Also, If the acount is in only one of our names, they can't put a lean on the house that is in both names.

I know, I am an asshole, but I still say fuck them and their 28% interest rates.

If you have a boat load if debt, get a new car and decalre bankruptcy. They allow you to keep one car.

I still have the regular bills to pay, but oh well.

Ol'BloodyBottom
08-25-2006, 09:46 PM
Try owning a business where weekly expenses are 11,000 a week. I cant wait to sell and just work for the man again. Reduce stress and and have fun in life again.

whoisisthis
08-26-2006, 03:27 PM
Dude, I feel ya.

5 years ago when we purchased our home, we ran up all of the credit cards and then told them to go fuck themselves.

My credit is fucked but I don't care. We purchased a new house of our dreams and each got a new car.

Fuck those credit card companies, I don't give a fuck about them. The cool thing is that in Delaware; they only have 3 years to collect and then need to write it off. Also, If the acount is in only one of our names, they can't put a lean on the house that is in both names.

I know, I am an asshole, but I still say fuck them and their 28% interest rates.

If you have a boat load if debt, get a new car and decalre bankruptcy. They allow you to keep one car.

I still have the regular bills to pay, but oh well.


fuck you for driving up interest rates, and fucking things up for everyone with your irresponsibility

fucking degenerate.

JimsInfectedEye
08-27-2006, 12:08 AM
Fuck those credit card companies, I don't give a fuck about them. The cool thing is that in Delaware; they only have 3 years to collect and then need to write it off. Also, If the acount is in only one of our names, they can't put a lean on the house that is in both names.


You'd better hope they're out of the SOL (statue of limitations). Sure, its 3 years - after the last payment. And believe me, if you're close to the end of the SOL and you own a house, be VERY prepared to get a summons to appear in court cuz they'll lien your house. They may even go after you AFTER the SOL is expired. Then you'll have to go to court and explain the situation to a judge, who just may not know jack shit about the Delaware laws concerning debt and rule in the collectors side anyway, then you'll have to appeal, go to county court and battle it all out there, hiring an attorney, etc, etc.

Debt collectors are shrewd now. They don't go after judgement proof lowlifes - if you have a house, you're a good target.

And if the account is in one name but debt accumulated after marriage, its considered "contributing to the maintenance of the house", which is in both your names.

I'm very sympathetic to those that had debt and ran into problems, hardships, which caused them to default. To intentionally rack up cards and fuck the credit card company that issued - that sucks.

YourHonor
08-27-2006, 12:34 AM
You'd better hope they're out of the SOL (statue of limitations). Sure, its 3 years - after the last payment. And believe me, if you're close to the end of the SOL and you own a house, be VERY prepared to get a summons to appear in court cuz they'll lien your house. They may even go after you AFTER the SOL is expired. Then you'll have to go to court and explain the situation to a judge, who just may not know jack shit about the Delaware laws concerning debt and rule in the collectors side anyway, then you'll have to appeal, go to county court and battle it all out there, hiring an attorney, etc, etc.

Debt collectors are shrewd now. They don't go after judgement proof lowlifes - if you have a house, you're a good target.

And if the account is in one name but debt accumulated after marriage, its considered "contributing to the maintenance of the house", which is in both your names.

I'm very sympathetic to those that had debt and ran into problems, hardships, which caused them to default. To intentionally rack up cards and fuck the credit card company that issued - that sucks.


I got the summons from the court already, this is for s judgement, they can't put a lien on the house because I am not the sole owner.

Fuck 'em. I'll take them companies for everything they got. I don't give a fuck.

I also hate those fucking pad day loan joints, they fuck up people so much, they act like they are helping people, but they are hurting people. I thought a loan shark was bad, some of those places charge 40% with all of the fees and crap.

The problam is, the following week, you need to come up with the money for your bills plug the money you owe plus 40%, basically the following week, you are fucked more than you were the previous week.

Fuck credit card companies. I wish these towel head would crash a plane in to the credit reporting agencies.

As for fucking up the interest rate for everyone else, if you have good credit you will get a good rate, if not that is your own fault.


Bills suck cock.

JimsInfectedEye
08-27-2006, 12:54 AM
I got the summons from the court already, this is for s judgement, they can't put a lien on the house because I am not the sole owner.


I'm going to double check Delaware law, but I'm pretty sure it doesn't matter. The property is still in your name, so you're liable for the lien. Those stay for 10 years on the credit record. A lien is almost as bad as a bankruptcy.

If you ever decide to sell or refinance, you have to satisfy that lien. With interest.

Surprised they didn't go for the bank seizure or wage garnishment. More aggressive collectors do that - but some go for the sure fire way of making money, the lien.

I'm not trying to bust your balls. I felt sort of the same way you did, but years down the road when I desperately needed good credit it wasn't there. My attitude has completely changed now and I'm cleaning up my act and bringing my scores up. 5 years from now you may come across some sweetheart deal of a house, yet your credit will be fux0red and you won't be able to swing it.

Smokezilla
08-27-2006, 01:05 AM
Dude, I feel ya.

5 years ago when we purchased our home, we ran up all of the credit cards and then told them to go fuck themselves.

My credit is fucked but I don't care. We purchased a new house of our dreams and each got a new car.

Fuck those credit card companies, I don't give a fuck about them. The cool thing is that in Delaware; they only have 3 years to collect and then need to write it off. Also, If the acount is in only one of our names, they can't put a lean on the house that is in both names.

I know, I am an asshole, but I still say fuck them and their 28% interest rates.

If you have a boat load if debt, get a new car and decalre bankruptcy. They allow you to keep one car.

I still have the regular bills to pay, but oh well.

You best be consulting an attorney to get the "skinny", my friend. I do auto loan collections and we throw the "high-heat" at people who we have to go after via the legal system for non-payment.

Good luck, Bro.