Checked my bank balance over the phone just after 5pm to see if a check had posted only to find out that my whole checking account balance had been wiped out and was now overdrawn. WTF?!?!! Talked to a phone CSR who told me that a debit card transaction was the cause. When she told me who it was, I told her that I had had no contact with that company in over a year. After trying to call the contact number on the transaction and finding out it was not in service, she told me to go to the nearest branch, which fortunately was still open, to sign the dispute paperwork and fax it to them. The problem is it takes 2 business days to even begin to process a credit, so no money until at least Tuesday. After asking more questions, it turns out the card number that was used was an old debit card number of mine which has been cancelled for over a year because the bank merged into my current bank. The system clearly shows that the card (a mastercard) is not valid. My current card is a visa, so its not even the same number. Plus the billing address is different. No one can explain how the charge was allowed to go through. I have had legitimate online purchases rejected because of a one character mistake in the billing address, yet someone can charge a cancelled debit card and wipe out my account?