I signed up for online bill pay for the heating utility company. It's been going great, except that now these bastards are charigng something called a "third party payer" fee of $2.95 everytime customers use the deduct from checking account option. I get the feeling that this charge is being tacked on to pay for all of those scumbag, so called "in poverty" deadbeats, who choose to pay for other things like crack, heroin and cheap booze (like Thunderbird). The hell with them. I'm going back to paying by the good old fashioned, mail in check method. Deadbeats............get rid of that Direct TV dish on the roof of your ghetto house and pay for your own heat!