I have an account with USBank and they have become the worst. It has gotten to a point where I get at least one transaction every few weeks that gets rejected for no other reason than "oh, we didn't think it was you". They also have that extra "verified by visa" step that is a royal pain in the ass. Yeah, I have had orders from Chinese companies where I can kinda understand it, but even in those cases, they take it to the extreme. Shortly after them rejecting a charge from china, I tried to use my card at my local bar and the machine told the bartender to call them. It's fucking ridiculous. In the last 6 months that card has been shut off 4 times. I am really beginning to think that they hate me because I pay my balance in full every month so they can't nail me with interest charges. If I didn't get dividends from REI for using the card, I would have close that account by now.