Or maybe a little bit of both? So... about two months ago I made like Snake Pliskin and escaped from New York. I'm now living in Indianapolis, and I couldn't be happier... but that's another story. Anyway... to make the move I had to sell my house on Long Island... Stony Brook. I put my house up for sale just as the housing market started circling the bowl. The house was on the market for over half a year, I dropped the price twice... to the tune of about a $100K decrease. Just as I was starting to panic, we finally found a buyer. A guy from Dayton, Ohio who got a big promotion at the mortgage brokerage where he worked, but he had to transfer to Long Island... Melville. So... two months ago, we're at the closing, which took place at the corporate office where he worked, yeah... pretty intimidating, and the guy is a complete pompous ass. Bragging about his big promotion... showing off his fancy schmancy new office with his big desk and leather chair. He talked about how Ohio was too small for a playa like himself, and how stoked he was to be in the "big leagues" of New York... a town worthy of his talents. I asked him if he maybe wasn't a little nervous about what was going on in the declining housing market. He rolled his eyes, and lectured me like I was a special ed. waterhead. He insisted that "his" company did not get involved in the slimy subprime mortgage end of the business, therefore "they" were rock solid. He had nothing to fear. He was crapping rose petals and smiling sunshine. Now he's got himself a fancy $900,000 house on Long Island, and he moves his entire family out from Ohio, and they set up housekeeping. He's got the world by the balls...a big wig job with one of the largest mortgage brokerages in the country, a McMansion in a fancy gated community, a fine German automobile, the respect and admiration of lesser mortals. The future's so bright, he's gotta wear shades... Oooopsy! This? :icon_cry: Or this?