That happens. Interest rates dropped a couple years after I bought my house so I called Chase to refinance to the new lower rate, nope. Refinanced with another lender at the lower rate, made one payment and got a letter in the mail telling me Chase had purchased my loan at the new rate. That was probably around 2003, dummies.
My mortgage is through Quicken Loans. I bought the house in late 2012, and sometime in 2013 got a letter in the mail saying my mortgage had been sold to Fannie Mae, but that QL would still be servicing it.
I still make all of my payments and such through QL, and in fact, I refinanced it down to a 15-year through them in December 2016. I have not been notified that the new mortgage has been sold.
Ya I am still waiting to see what next years tax bill with with the new bafroom and two bedrooms. As I went from a two bedroom to a 4. Really 3 as the bedroom that has the warsher dryer is pretty small.
I still got the permits taped to my front window. On the day of the install, I told the installer that I have a shitty work schedule and I need to actually schedule a date and time for them to come and do the final inspection so that I'll actually be here. When I had my windows done, they just showed the fuck up. Luckily, I was home. Anyhow, I told the guy that I am off every other Friday so that's when he needs to schedule the inspection. He said they'd set it up for today.
I sat home all day with my thumb up my ass thinking they were coming today. The owner calls me today at 4PM to ask when someone will be home all day next week for the inspector to come out. Clearly, his install guy did not communicate with him about the situation. My cell phone was charging in the other room so I didn't get the message until like 6PM tonight. I'll call them Monday and re-explain my schedule. They can't come out until the 26th now. No big deal, they have 90 days from date of install.
At my previous house, we had been there almost two years and the inspector showed up to do the final inspection on the bathroom the previous owner added downstairs before putting the house up for sale.