Online defensive driving course and saving $

kidconnor

55gallon hog
Mar 16, 2005
5,338
1,127
678
brooklyn
#1
I had called my insurance company up to see if my rates would drop when my wife turned 30 in May. It may or may not she couldn't tell me. I did drop $300 bucks from 6 months ago because of a seatbelt ticket some cunt cop gave my wife back in 2006. (5 years it comes off) She told me I could take a defensive driving course and I said I really didn't have time. She told me it was available online.

SO..If you've gotten any tickets, any accidents, are poor or would just like to save a bit then there are online courses you can take for a %10 discount on your insurance. It costs about 25 bucks but it is effective for 3 years.

For NY people I don't see how anyone wouldn't grab this. For me and my wife, a 1994 bronco and a 2011 pilot, its about $2000 every 6 months. Only liability on the bronco, Full on the pilot. I could shop for better prices I guess but I went over my policy and I like the things I am paying for just in case some shit happens.

I had no idea it was available online so just letting y'all know its there if you want. Make sure it's available in your state.


Got this from one site.
Our Online Defensive Driving courses are approved in the following states:
Alabama
Alaska
Arizona
California
Colorado
Delaware
Florida
Idaho
Indiana
Kansas
Kentucky
Louisiana
Maine
Michigan
Missouri
Nevada
New Jersey
New Mexico
North Carolina
North Dakota
New York
Ohio
Oklahoma
South Carolina
Tennessee
Texas
Virginia
Washington
 

rockpup

Sick Puppy
Jun 2, 2005
3,078
923
678
Souf Florida
#2
I took the online class last time I got a ticket, not to lower my ins. Have to leave the browser window open for minimum amounts of time before taking the test part, so I just walked away and watched tv for 30 minutes or so.
 

kidconnor

55gallon hog
Mar 16, 2005
5,338
1,127
678
brooklyn
#3
I took the online class last time I got a ticket, not to lower my ins. Have to leave the browser window open for minimum amounts of time before taking the test part, so I just walked away and watched tv for 30 minutes or so.

How long did it take to complete the whole thing? Can I just open it, go to work, and then close it when I come home and its done?
Can me and my wife take one course but it counts for both?
 

rockpup

Sick Puppy
Jun 2, 2005
3,078
923
678
Souf Florida
#4
No, the one I took had some sections that took 30 min, others that took 45, etc. You finish a page, then answer a few questions, then load the next page. Was still easier then the times I've taken the class in person, although not as fun as the time I was ordered by a judge and had to explain the 150mph police chase to the class.
 

Your_Moms_Box

Free Shit / Socialism 2016
Dec 20, 2004
5,755
468
628
Dover, Delaware
#5
Congrats on finally figuring out this internet thing...


I would have made this post 5 years ago, but I didn't realize there were still people who didn't know about it :p
 

ruckstande

Posts mostly from the shitter.
Apr 2, 2005
14,879
4,416
678
South Jersey
#6
I had called my insurance company up to see if my rates would drop when my wife turned 30 in May. It may or may not she couldn't tell me. I did drop $300 bucks from 6 months ago because of a seatbelt ticket some cunt cop gave my wife back in 2006. (5 years it comes off) She told me I could take a defensive driving course and I said I really didn't have time. She told me it was available online.

SO..If you've gotten any tickets, any accidents, are poor or would just like to save a bit then there are online courses you can take for a %10 discount on your insurance. It costs about 25 bucks but it is effective for 3 years.

For NY people I don't see how anyone wouldn't grab this. For me and my wife, a 1994 bronco and a 2011 pilot, its about $2000 every 6 months. Only liability on the bronco, Full on the pilot. I could shop for better prices I guess but I went over my policy and I like the things I am paying for just in case some shit happens.

I had no idea it was available online so just letting y'all know its there if you want. Make sure it's available in your state.


Got this from one site.
Our Online Defensive Driving courses are approved in the following states:
Alabama
Alaska
Arizona
California
Colorado
Delaware
Florida
Idaho
Indiana
Kansas
Kentucky
Louisiana
Maine
Michigan
Missouri
Nevada
New Jersey
New Mexico
North Carolina
North Dakota
New York
Ohio
Oklahoma
South Carolina
Tennessee
Texas
Virginia
Washington
So what's the site?
 

kidconnor

55gallon hog
Mar 16, 2005
5,338
1,127
678
brooklyn
#7
Congrats on finally figuring out this internet thing...


I would have made this post 5 years ago, but I didn't realize there were still people who didn't know about it :p
%10 a year is about 400 for me. X5 = 2000 bucks.

Good looking out. Thanks.
 
Jun 2, 2005
15,516
4
0
Dallas
#9
How long did it take to complete the whole thing? Can I just open it, go to work, and then close it when I come home and its done?
Can me and my wife take one course but it counts for both?
If it's the same as the one in Texas each page has a set time window, so you have to spend 20 minutes on it, but if you spend longer than 45 it'll close and you have to start over. Pretty much all of the online tests for government licenses are like that, the bartender's license was the same way.

It's a pain in the ass.
 

CousinDave

Registered User
Dec 11, 2007
25,297
198
393
Ohio
#10
For NY people I don't see how anyone wouldn't grab this. For me and my wife, a 1994 bronco and a 2011 pilot, its about $2000 every 6 months. Only liability on the bronco, Full on the pilot. I could shop for better prices I guess but I went over my policy and I like the things I am paying for just in case some shit happens.

I don't even think my auto insurance is $400 a year (discounted when combined with my homeowners insurance) through USAA on my Acura RL & Celica convertible
 

Party Rooster

Unleash The Beast
Apr 27, 2005
40,304
7,454
438
The Inland Empire State
#11
How long did it take to complete the whole thing? Can I just open it, go to work, and then close it when I come home and its done?
Can me and my wife take one course but it counts for both?
I helped my wife do an online one for a ticket she got here in California. Not only would they do the browser window timer things, but they would also insert little things to make sure you were reading the exam/questions. They'd say "Leafoot Larry got a ticket for speeding five miles over the limit in a school zone on his way to get his favorite pizza, a large half anchovy/half pineapple." Then one of the random questions at the end would ask you Larry's favorite pizza.
 

ruckstande

Posts mostly from the shitter.
Apr 2, 2005
14,879
4,416
678
South Jersey
#12
I just checked Geico and they would save me $9 if I took it and my wife $12.