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Online defensive driving course and saving $

Discussion in 'Off Topic Discussion' started by kidconnor, Mar 5, 2012.

  1. kidconnor

    kidconnor 55gallon hog

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    I had called my insurance company up to see if my rates would drop when my wife turned 30 in May. It may or may not she couldn't tell me. I did drop $300 bucks from 6 months ago because of a seatbelt ticket some cunt cop gave my wife back in 2006. (5 years it comes off) She told me I could take a defensive driving course and I said I really didn't have time. She told me it was available online.

    SO..If you've gotten any tickets, any accidents, are poor or would just like to save a bit then there are online courses you can take for a %10 discount on your insurance. It costs about 25 bucks but it is effective for 3 years.

    For NY people I don't see how anyone wouldn't grab this. For me and my wife, a 1994 bronco and a 2011 pilot, its about $2000 every 6 months. Only liability on the bronco, Full on the pilot. I could shop for better prices I guess but I went over my policy and I like the things I am paying for just in case some shit happens.

    I had no idea it was available online so just letting y'all know its there if you want. Make sure it's available in your state.


    Got this from one site.
    Our Online Defensive Driving courses are approved in the following states:
    Alabama
    Alaska
    Arizona
    California
    Colorado
    Delaware
    Florida
    Idaho
    Indiana
    Kansas
    Kentucky
    Louisiana
    Maine
    Michigan
    Missouri
    Nevada
    New Jersey
    New Mexico
    North Carolina
    North Dakota
    New York
    Ohio
    Oklahoma
    South Carolina
    Tennessee
    Texas
    Virginia
    Washington
     
  2. rockpup

    rockpup Sick Puppy

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    I took the online class last time I got a ticket, not to lower my ins. Have to leave the browser window open for minimum amounts of time before taking the test part, so I just walked away and watched tv for 30 minutes or so.
     
  3. kidconnor

    kidconnor 55gallon hog

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    How long did it take to complete the whole thing? Can I just open it, go to work, and then close it when I come home and its done?
    Can me and my wife take one course but it counts for both?
     
  4. rockpup

    rockpup Sick Puppy

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    No, the one I took had some sections that took 30 min, others that took 45, etc. You finish a page, then answer a few questions, then load the next page. Was still easier then the times I've taken the class in person, although not as fun as the time I was ordered by a judge and had to explain the 150mph police chase to the class.
     
  5. Your_Moms_Box

    Your_Moms_Box Free Shit / Socialism 2016

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    Congrats on finally figuring out this internet thing...


    I would have made this post 5 years ago, but I didn't realize there were still people who didn't know about it :p
     
  6. ruckstande

    ruckstande Posts mostly from the shitter.

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    So what's the site?
     
  7. kidconnor

    kidconnor 55gallon hog

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    %10 a year is about 400 for me. X5 = 2000 bucks.

    Good looking out. Thanks.
     
  8. kidconnor

    kidconnor 55gallon hog

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    I don't know.. looked around quick before posting this because it really was news to me that the class was online. At work now so....
     
  9. Voss's Tumor

    Voss's Tumor Banned

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    If it's the same as the one in Texas each page has a set time window, so you have to spend 20 minutes on it, but if you spend longer than 45 it'll close and you have to start over. Pretty much all of the online tests for government licenses are like that, the bartender's license was the same way.

    It's a pain in the ass.
     
  10. CousinDave

    CousinDave Registered User

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    I don't even think my auto insurance is $400 a year (discounted when combined with my homeowners insurance) through USAA on my Acura RL & Celica convertible
     
  11. Party Rooster

    Party Rooster Unleash The Beast

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    I helped my wife do an online one for a ticket she got here in California. Not only would they do the browser window timer things, but they would also insert little things to make sure you were reading the exam/questions. They'd say "Leafoot Larry got a ticket for speeding five miles over the limit in a school zone on his way to get his favorite pizza, a large half anchovy/half pineapple." Then one of the random questions at the end would ask you Larry's favorite pizza.
     
  12. ruckstande

    ruckstande Posts mostly from the shitter.

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    I just checked Geico and they would save me $9 if I took it and my wife $12.
     

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